Risk Disclosure

Last updated: 17 July 2026

1. You can lose your capital

Holdra places leveraged and unleveraged trades on crypto markets on your behalf. Crypto markets are volatile and can move sharply against a position at any hour. Losses can occur quickly and can exceed what a calm month of gains produced.

2. Expected returns are targets, not promises

Each strategy states an expected monthly return range and an expected maximum drawdown. These figures come from backtests and paper trading. They are engineering targets used to set your expectations — they are not guarantees, forecasts, or promises of future performance. Actual results will differ, and may be negative.

• Fixed Income — lowest-risk tier. Market-neutral, but not risk-free: funding rates can turn against the position and exchange or execution failures can cause loss.
• Alpha Index — directional. Expect meaningful drawdowns in adverse markets.
• High Growth — uses leverage. Drawdowns of 30–50% are within the expected range of normal operation, not an anomaly.
• Daily Yield — experimental. Its risk profile is still being confirmed with live data and may prove worse than modelled.

3. Past and simulated performance

Paper-trading and backtested results do not reflect real execution costs, slippage, liquidity limits, or the emotional and operational realities of live trading. Past performance — real or simulated — does not indicate future results.

4. Technology and execution risk

Holdra depends on exchange APIs, network connectivity, and third-party infrastructure. Outages, rate limits, API changes, latency, or defects in our software may cause missed trades, delayed exits, unintended positions, or losses. Automated systems can fail in ways a human operator would not.

5. Custody and access

Your funds remain in your own exchange account at all times. Holdra never takes custody. We ask only for trade-only API keys and cannot withdraw your funds — that restriction is enforced by your exchange. You are responsible for creating keys with the correct permissions and for keeping your exchange account secure. You may revoke API access or use the in-app kill switch at any time.

6. Not advice

Holdra is trading software. It is not an investment adviser, broker-dealer, fund, or fiduciary, and nothing it produces is financial, investment, legal, or tax advice. You decide whether to use it and which strategy to allocate to. If you are unsure, consult a qualified professional licensed in your jurisdiction.

7. Regulatory and availability risk

Crypto regulation differs by jurisdiction and changes over time. Access to Holdra, to specific strategies, or to particular exchanges may be restricted, altered, or withdrawn. You are responsible for complying with the laws that apply to you.

8. No guarantee of continuity

We may modify, suspend, or discontinue a strategy or the service. Strategies may be paused for risk reasons without prior notice.