Terms of Service

Last updated: 17 July 2026

1. What Holdra is

Holdra is software that connects to your own cryptocurrency exchange account through trade-only API keys and places trades there according to a strategy you select. Holdra is not a broker, exchange, fund, investment adviser, or custodian. We never hold, receive, or control your funds.

2. Eligibility

You must be at least 18 years old and legally permitted to trade crypto derivatives in your jurisdiction. You are responsible for determining whether your use of Holdra is lawful where you live, and for any tax arising from your trading.

3. Your account and keys

You are responsible for the security of your Holdra account and your exchange account. Provide API keys with trading permission only — never enable withdrawal permission. You may revoke keys or stop trading at any time using the in-app kill switch. You are responsible for the accuracy of the settings you choose, including strategy and exposure limits.

4. Licence

We grant you a personal, non-exclusive, non-transferable, revocable licence to use Holdra for your own trading. You may not resell, sublicense, reverse-engineer, scrape, or use Holdra to operate a service for third parties without our written permission.

5. Fees

Paid plans are billed in advance on a recurring basis and set the maximum capital Holdra will trade for you. Fees are shown before purchase. Unless required by law, fees already paid are non-refundable. You may cancel at any time; cancellation takes effect at the end of the current billing period.

6. No advice, no guarantee

Nothing Holdra produces is financial, investment, legal, or tax advice. Expected return and drawdown figures are engineering targets derived from backtests and paper trading, not promises. Trading can lose you money, including all allocated capital. See our Risk Disclosure, which forms part of these Terms.

7. Availability and changes

We may modify, suspend, pause, or discontinue any strategy or the service, including for risk or regulatory reasons and sometimes without prior notice. We aim for continuous operation but do not warrant uninterrupted or error-free service.

8. Limitation of liability

To the maximum extent permitted by law, Holdra is provided "as is" without warranties of any kind. We are not liable for trading losses, lost profits, or indirect, incidental, special, or consequential damages. Where liability cannot be excluded, our total aggregate liability is limited to the fees you paid us in the twelve months before the claim.

9. Termination

You may stop using Holdra and delete your account at any time. We may suspend or terminate access for breach of these Terms, suspected fraud or abuse, or where required by law. On termination, trading stops; your funds remain in your exchange account.

10. Changes to these Terms

We may update these Terms. Material changes will be notified in the app or by email. Continued use after changes take effect constitutes acceptance.

11. Contact

Questions about these Terms: hello@holdra.ai